citi diamond preferred card

You will be given further information when you apply. © 2021 Forbes Media LLC. Finally, it gives 1.5% cash back on purchases, providing a significant advantage over the Citi® Diamond Preferred® Card. 0% Intro APR for 18 months on purchases from date of account opening and 0% Intro APR for 18 months on balance transfers from date of first transfer. Fee for foreign purchases – 3% of the U.S. dollar amount of each purchase. The Wells Fargo Platinum Visa® Card* offers an introductory 0% APR period on its Platinum card, but the promotional 18-month period still falls short of the Citi Diamond Preferred’s 18-month term. … The Citi Diamond Preferred Card offers cardholders some premium benefits, such as Citi Entertainment SM, a program that provides special access to ticket sales, preferred seating and VIP … Just tap your card on the payment reader and go in seconds. Citi is not responsible for the products, services or facilities provided and/or owned by other companies. Digital Wallets let you shop with confidence in millions of places online, within apps and in stores. you update your browser for a better online banking experience. Most will be better off with a rewards card … After that the variable APR will be 14.74% – 24.74%, based on your creditworthiness. The standard variable APR for Citi Flex Plan is 14.74% – 24.74%, based on your creditworthiness. As an example, a $10,000 balance transfer would incur a steep $300 fee. The Citi® Diamond Preferred® Card is easily one of the best balance transfer credit cards. Choose your Payment Due Date KEY BENEFITS. Everything To Know About Cashier’s Checks, Best Investment Apps For Managing Portfolios, The 5 Best Round-Up Apps For Saving Money. Citi is the leading global bank. This makes the card less attractive than some others, which offer both lower transfer fees and rewards on purchases. A: The Citi Diamond Preferred Card is a balance transfer credit card that charges 0% APR for 18 months on balances transferred within … The Citi Diamond Preferred not only comes with an exceptionally long introductory period on balance transfers, it also offers a relatively low ongoing APR, especially if you have excellent … This exceeds the industry standard of 12 to 15 months. A 3% of each balance transfer; $5 minimum will apply. Variable Penalty APR up to 29.99% and applies if you pay late or your payment is returned. Best for Long-term 0% Intro APR Offer on Balance Transfers, 16.49% - 24.49% Variable APR on purchases and balance transfers. 0% Intro APR for 18 months on purchases from date of account opening and 0% Intro APR for 18 months on … Although the Citi® Diamond Preferred® Card does not offer much in the way of unique additional  benefits, it does come with some standard Citi features: There are several cards on the market that offer 0% interest on balance transfers and purchases, many of which carry a lower balance transfer fee than the Citi Diamond Preferred’s. Minimum interest charge – $0.50. $0 Liability on Unauthorized Charges Standard variable cash advance APR – 25.24%. Benefits, fees, terms, and offers mentioned in reviews may change over time. Consider the Citi Rewards+® Card, meanwhile, if you want rewards. The Citi Diamond Preferred credit limit is $500 or more, depending on each applicant’s creditworthiness. Pick the Citi® Diamond Preferred® Card if you want a long intro APR period. Balance Transfer Fee: Either … Annual Fee $0 More Information. The Amex Cash Magnet card’s 0% promotional APR period is 15 months for purchases (followed by the standard APR of 13.99%-23.99% Variable), as compared to only 18 months for the Citi Diamond Preferred. The Citi Diamond Preferred card has a 18-month 0% APR promotion for purchases and balance transfers. Citi Diamond Preferred: Ultra-long 0% Intro APR Period on Balance Transfers The Citi Diamond Preferred can help make a dent in your debt, but because the card doesn't earn rewards, it … Citi strives to create the best outcomes for our clients and customers with financial solutions that are simple, creative and responsible. Security Center - Learn more about identity theft and fraud. Q: What is the Citi Diamond Preferred Card? Transfer high-rate balances with the Citi ® Diamond Preferred ® card and take advantage of one of our longest-lasting 0% intro APRs on balance transfers with no annual fee. The main selling point of the Citi® Diamond Preferred® Card is the 18-month 0% APR period on balance transfers. Your country of citizenship, domicile, or residence, if other than the United States, may have laws, rules, and regulations that govern or affect your application for and use of our accounts, products and services, including laws and regulations regarding taxes, exchange and/or capital controls that you are responsible for following. Citi Entertainment takes the once out of once in a lifetime. There is also an easy to earn welcome bonus for new cardholders: Earn $200 back after you spend $1,000 in purchases on your new Card within the first 3 months. Tap Your Card With Contactless Pay 0% Intro APR for 18 months on purchases from date of … This may seem costly upfront, but transferring to this card can save you money if you make a large transfer from conventional cards which typically charge double-digit APRs. ... Citi Global Executive Preferred, and Citi … To get the best possible experience please use the latest version of Chrome, Firefox, Safari, or Microsoft Edge to view this website. Get Citibank information on the countries & jurisdictions we serve, upon clicking, focus redirects to smart search URL, https://online.citi.com/US/JRS/globalsearch/SearchAutoCompleteJsonP.do, /cards/svc/autocomplete.autocomplete?view=ALL, View All No Foreign Transaction Fee Credit Cards. Additionally, you’ll have 18 months to make new purchases at 0% APR. The standard variable APR for purchases is 14.74% to 24.74%, based on your creditworthiness. Citibank.com provides information about and access to accounts and financial services provided by Citibank, N.A. But if you are not debt-free by the end of this period, be aware that the ongoing variable APR is high. On the Citi Secure Website. Transfer high-rate balances with the Citi® Diamond Preferred® card and take advantage of one of our longest-lasting 0% intro APRs on balance transfers with no annual fee. *, Balance Transfer Fee: Either $5 or 3% of the amount of each transfer, whichever is greater.*. That site may have a privacy policy different from Citi and may provide less security than this Citi site. According to our research, the average credit limit for … Our ratings take into account the card’s rewards, fees, rates along with the card’s category. That’s $1,000 cash back or $1,250 toward travel when redeemed through Chase Ultimate Rewards®, Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year. The introductory 0% APR rate for the Citi® Diamond Preferred® Card is valid for 18 months, giving you a decent amount of time to pay off debt interest-free. There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater. That … Cash advance fee – either $10 or 5% of the amount of each cash advance, whichever is greater. The Citi® Diamond Preferred® Card credit limit starts at $500 and can range over $10,000 for the most creditworthy borrowers. All transfers must be completed within four months of the application date. It does not, and should not be construed as, an offer, invitation or solicitation of services to individuals outside of the United States. A notable benefit of the Platinum card, however, is it comes with a $600 cell phone protection plan, which covers damage or theft for a mere $25 deductible. Get free access to your FICO® Score online. With Pay Yourself Back℠, your points are worth 25% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories. Citi® Diamond Preferred® Card Credit Card Offer from our Partner. With 0% APR on balance transfers for the longer-than-average 18-month promotional period ( 14.74% – 24.74% variable thereafter), this card can make debt reduction more cost effective. Activate by 12/31/21. Unemployment‌ ‌Benefits‌ ‌Boost‌ Calculator, Compare Citi Diamond Preferred With Other Cards, Blue Cash Everyday Card from American Express, Ink Business Preferred Credit Card Review, Platinum Card From American Express Review, A Forbes Guide To Choosing A Cash Back Credit Card, How To Make A Balance Transfer Card Work For You, What Credit Card Delinquency Is—And How To Avoid It, How To Budget Better With Credit Cards In 2020, Very long intro APR offer for balance transfers, Special event access through Citi Entertainment®. This compensation comes from two main sources. Also, an excellent credit score is required to qualify. The rate reverts to a variable APR at the end of the introductory period, currently 14.74% - 24.74% (Variable). New cardholders are eligible for the Yes, variable APR applies thereafter. Please note that the terms and benefits of this product may change over time. The products, account packages, promotional offers and services described in this website may not apply to customers of International Personal Bank U.S. in the Citigold® Private Client International, Citigold® International, Citi International Personal, Citi Global Executive Preferred, and Citi Global Executive Account Packages. Get unlimited deliveries with a $0 delivery fee and reduced service fees on eligible orders over $12 for a minimum of one year with DashPass, DoorDash’s subscription service. Check out these popular alternatives: Forbes adheres to strict editorial integrity standards. The standard variable APR for Citi Flex Plan is 14.74% to 24.74%, based on your creditworthiness. The Citi® Diamond Preferred® Card could be perfect for someone who needs a balance transfer card, but it lacks a lot of long-term … Choose to pay your bill on any available due date in the beginning, middle or end of the month. Private Browsing is currently turned on. While many other credit cards offer 0% APR on balance transfers, the promotional period typically ranges from 12 to 15 months. Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. Your Rating: 4.3/5.0 from 1,060 Offer Ratings Over the Past 60 Days! New cardmembers only. Credit Score ranges are based on FICO® credit scoring. Get special access to purchase tickets to thousands of events, including presale tickets and exclusive experiences for the year's most anticipated concerts, sporting events, dining experiences and more. Citi ® Diamond Preferred ® Card . American Express Serve Reloadable Prepaid Debit Card 2021 Review, Amazon Business Prime American Express Credit Card 2021 Review, Harley-Davidson Visa Credit Card 2021 Review. The Citi® Diamond Preferred® Card, from our partner, Citi, is a solid option for those looking to consolidate debt and pay it off over an extended period of time. Thanks for rating! Earn a $150 statement credit after you spend $1,000 or more in purchases with your new Card within the first 3 months of Card Membership. Citi Entertainment® and its affiliates in the United States and its territories. Do you want to go to the third party site? The Citi® Diamond Preferred® Card, from our partner, Citi, is a solid option for those looking to consolidate debt and pay it off over an extended period of time. For full site functionality, please open a new window with Private Browsing turned off. The Diamond Preferred card is right near the top of that pile. 2X points on dining at restaurants including eligible delivery services, takeout and dining out and travel & 1 point per dollar spent on all other purchases. To view rates and fees of the Blue Cash Everyday® Card from American Express, please visit this page. Earn 1 point per $1 on all other purchases, With Fraud Protection your card transactions will be monitored for possible signs of fraudulent activity using real-time fraud monitoring, With Zero Liability you won’t be held responsible for unauthorized charges made with your card or account information, Redeem points for cash back, gift cards, travel and more – your points don’t expire as long as your account is open, Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards®, Purchase Protection covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account. Note that this fee is simply added to the card’s balance. Citi ® Diamond Preferred ® Card Enjoy the Citi ® Diamond Preferred ® Card, a no annual fee credit card with valuable savings and protection benefits. With digital wallets you can speed through checkout and continue to enjoy all the great benefits that come with your card. Shop safely with a contactless-chip enabled card. Learn More using Citi's secure application. Your eligibility for a particular product and service is subject to a final determination by Citibank. When Will I Get It? All ratings are determined solely by our editorial team. At Citi, you will not be responsible for a charge that you did not authorize, online or otherwise. Haven't found the right card yet? Citi Flex Plan offers are made available at Citi’s discretion. Her passion is to inspire other big families by showing and teaching them that traveling with kids is not only logistically possible, but with the right knowledge, financially feasible for even the smallest budgets. The opinions expressed are the author’s alone and have not been provided, approved, or otherwise endorsed by our. Second Stimulus Check Calculator: How Much Will You Receive? Editorial Note: Forbes may earn a commission on sales made from partner links on this page, but that doesn't affect our editors' opinions or evaluations. With Citi Entertainment®, get special access to purchase tickets to thousands of events, including concerts, sporting events, dining experiences and more. There’s a 3% (minimum $5) balance transfer fee, which is … Citi Diamond Preferred is a good balance transfer card for people with good credit or better who need a long time to pay off their balance. To view rates and fees of the American Express Cash Magnet® Card, please visit this page. We recommend You are leaving a Citi Website and going to a third party site. That’s $750 when you redeem through Chase Ultimate Rewards®. Diamond Preferred lets you do that at a … The American Express Cash Magnet® Card is comparable to the Citi® Diamond Preferred® Card, in that it also offers 0% APR on purchases with $0 annual fees (see rates and fees). This is just one scoring method and a credit card issuer may use another method when considering your application. Citi and its affiliates are not responsible for the products, services, and content on the third party website. Once the introductory rate ends, the APR for the Platinum increases to a variable APR based on the cardholder’s creditworthiness, generally slightly higher than that of the Citi® Diamond Preferred® Card. The products, account packages, promotional offers and services described in this website may not apply to customers of International Personal Bank U.S. in the Citigold® Private Client International, Citigold® International, Citi International Personal, Citi Global Executive Preferred, and Citi … When unexpected expenses come up, you may not have the funds on hand to pay for them and accruing some debt may be inevitable. Includes eligible pick-up and delivery services. For each balance transfer, a 3% of each balance transfer; $5 minimum balance transfer fee, APR on purchases: 0% for 18 months and then 14.74% - 24.74% (Variable), APR on balance transfers: 0% for 18 months and then 14.74% – 24.74% variable thereafter, You can lose the introductory rate if you make a late payment, incurring the penalty APR of up to 29.99%, Balance Transfer Fee: 3% of each balance transfer; $5 minimum, Earn 100k bonus points after you spend $15,000 on purchases in the first 3 months from account opening. Write … The 0% APR offer is the main event on this card, not just a nice benefit. The Citi Diamond Preferred Card offers a great intro offer for balance transfers along with a standard offer for new purchases, but that's where the benefits to this card end. To the best of our knowledge, all content is accurate as of the date posted, though offers contained herein may no longer be available. Coverage details will be provided upon card membership or you can visit www.cardbenefits.citi.com. Automatic Account Alerts Alerts keep you informed and stress-free. Earn 2x total points on up to $1,000 in grocery store purchases per month from November 1, 2020 to April 30, 2021. The Citi® Diamond Preferred® Card offers no such rewards or earnings. To help support our reporting work, and to continue our ability to provide this content for free to our readers, we receive compensation from the companies that advertise on the Forbes Advisor site. Also, for new purchases, a 0% promotional APR applies for 18 months. For these special circumstances, a balance transfer card could be a helpful, cost-effective tool, especially when the original debt is on a high-APR card. Terms, conditions and fees for accounts, products, programs and services are subject to change. Rated 5/5 stars by our editorial team. You’ll earn 2x points at gas stations and … Once you've set up alerts, we'll remind you about your balance levels, payments due, or when you go over your credit limit, by email or directly on your mobile phone. A 3% of each balance transfer; $5 minimum will apply. The Citi Diamond Preferred Card* can help you save money with 0% intro APR on purchases and balance transfers for 18 months (14.74% to 24.74% variable APR thereafter). , currently 14.74 % to 24.74 % ( minimum $ 5 or 3 % of the of... Available to assist you 24 hours a day, 7 Days a.! 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